# Terms and Conditions

Welcome to Pragmatic Xp. By accessing and using our website and services, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our website or services.

## 1. Acceptance of Terms

By accessing or using the Pragmatic Xp website and its services, you agree to these Terms and our Privacy Policy. If you disagree with any part, please discontinue use.

## 2. Eligibility

- You must be of legal age to enter a binding contract.
- You must not be prohibited from using our services under your local laws.

## 3. Use of Services

You agree to use our services lawfully and personally, and not for any illegal or disruptive activities.

## 4. Account Registration

You are responsible for providing accurate information and securing your account credentials. Pragmatic Xp is not liable for any unauthorized use of your account.

## 5. User Conduct

- Do not violate laws or infringe rights.
- Do not engage in cheating, bots, or hacks.
- Do not access unauthorized areas or post harmful content.

## 6. In-Game Credits and Virtual Currency

Virtual items have no real-world value, are non-transferable, and may be revoked at our discretion.

## 7. Payments

All purchases are processed through third-party services. You are responsible for any related taxes or fees.

## 8. Content Ownership

All content on the site is owned by Pragmatic Xp or licensed to us. Do not use or reproduce it without permission.

## 9. Limitation of Liability

We are not liable for any damages resulting from your use of the site or services, to the fullest extent permitted by law.

## 10. Termination

We may suspend or terminate your access without notice if you violate these Terms.

## 11. Changes to Terms

We may update these Terms at any time. Changes will be reflected on this page with the effective date updated accordingly.

## 12. Governing Law

These Terms are governed by applicable laws, and disputes will be handled by competent courts.

## 13. Dispute Resolution

Disputes shall be resolved through binding arbitration, not litigation.

## 14. Third-Party Links

We are not responsible for content or policies of third-party websites linked on our platform.

## 15. No Children’s Services

Our services are not available to individuals under 18. We do not knowingly collect data from minors.

## 16. Contact Us

If you have any questions or concerns about these Terms, please contact us at [email protected].